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Credo Bank account
Open a personal account at Credo Bank without visiting Georgia. Full support from document preparation to card delivery.
$390for our service
← All services in Georgia
Account opening through Credo Bank
Open a bank account in Georgia remotely
We help you open an account and card at Credo Bank without being physically present. For many clients, this is one of the clearest and easiest ways to open a bank account in Georgia.
Why Credo Bank? Credo Bank is the most foreigner- and expat-friendly bank in Georgia: a personal manager available for direct communication, a convenient mobile app, and minimal bureaucracy.
Free consultation, reply within an hour
No in-person visit
Full support
In your language
CREDO BANK
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Card HolderVISA
Services for opening an account, sole trader, or LLC in Georgia
We work with Credo Bank and TBC, and register sole traders and LLCs remotely by power of attorney — end to end, at a fixed price
TBC Bank account
Open a personal account at TBC Bank without visiting Georgia. Full support with the application, verification, and card delivery.
$490for our service
Sole trader registration
Register as a sole trader in Georgia with the 1% small business tax regime. A good fit for freelancers and those working with foreign clients.
$450for our service
LLC registration
Full company registration in Georgia: charter, founding documents, legal address. Suitable for international business.
$590for our service
Combine services and save more. 2 services in one request — 20% off. 3 services — 30% off. Applies the same whether you register in person or remotely.
Registering in person in Georgia? Taxi transfer, one visit to sign the power of attorney, we handle the rest, and your request skips the queue.
Strong rates
Competitive conversion rates in Credo Bank
One of Credo Bank's advantages is competitive currency conversion. Its USD/GEL spread is noticeably better than many alternatives, which matters if you convert funds regularly.
Example: USD/GEL rate on April 6, 2026
Credo Bank
Spread: 0.014 GELBetter
Bank of Georgia
Spread: 0.064 GEL
A tighter spread means conversions through Credo Bank are often more cost-effective.
Better USD/GEL conversion rates
Lower spread when exchanging currencies
Savings on regular transactions
About 4.5x better
Spread for USD/GEL conversion in Credo Bank
0.014
Credo Bank
0.064
Bank of Georgia
Credo Bank offers some of the strongest conversion terms among banks in Georgia.
Why clients choose us to get set up in Georgia
We handle the process end to end and help you open an account, sole trader, or LLC without unnecessary friction
Remote format
The entire process takes place online. You do not need to fly to Georgia — we will do everything remotely.
Fast timelines
We work with banks that make decisions quickly, and the overall process stays clear and easy to follow.
Language support
We provide communication, documents, and instructions in your language, so nothing gets lost in translation.
Predictable outcome
We know bank and government requirements upfront and keep you informed at every step — no surprises.
Full process management
We manage the entire process from start to finish. Documents, communication with banks or authorities, support — all on us.
Convenient banking
Partner banks offer modern mobile apps — account management, transfers, and currency conversion from anywhere in the world.
How remote processing works
A simple and transparent five-step process — without unnecessary bureaucracy
01
Request
Contact us via Telegram or leave a request on the website. Tell us about your situation — we will assess the options.
02
Consultation
We will hold a free consultation, answer your questions, and confirm exactly what fits your situation: an account, a sole trader, an LLC, or a combination.
03
Preparation
In most cases the process involves a notarized power of attorney for a representative in Georgia — a standard procedure we guide you through. The document package is minimal in most cases. We assess each situation individually.
04
Application
We submit the application to the bank or file your sole trader/LLC registration, guide you through verification, and help resolve any issues that come up.
05
Ready to use
You get the ready documents and access to online banking. A typical timeline is 1-2 days for preparation, around 3 business days for processing, and another 3-7 days for courier delivery of the documents.
What is included in the account opening service in Georgia
Whatever service you choose, we support you through every stage of the process
Full consultation on opening an account in Georgia
Preparation and verification of all necessary documents
Translations and additional documents — we handle them if needed
Submission of the application to the bank on your behalf
Verification support at the bank — no extra effort required from you
Bank communication and day-to-day issue handling
Help with setting up internet banking
Consultation on receiving the bank card
Instructions for using the account and card
Support after account opening
Document preparation100%
Submission to the bank100%
Verification75%
Receiving the card75%
Account opening — around 3 business days, card delivery — 3-7 days
Timing depends on the bank and the service — usually 3 to 10 business days from the moment we receive your documents
Who an account in Georgia is for
A bank account in Georgia can work for a wide range of clients with different goals
Freelancers
A convenient way to receive payments from international clients and work with foreign platforms.
Relocants
For those who plan to move to Georgia or want to prepare financial infrastructure in advance.
Entrepreneurs
For starting a business in Georgia with a strong tax regime and practical banking options.
Private clients
A personal bank account for diversifying savings and making international transfers.
Business clients
Corporate accounts for companies operating in the international market.
Frequently asked questions about opening an account in Georgia
Answers to popular questions about remote bank account opening
Why do you focus on Credo Bank for opening an account in Georgia?
We focus on Credo Bank because for many clients it is one of the clearest and most practical options. The bank tends to make decisions quickly, communication is straightforward, and the process involves less bureaucracy than many alternatives. In 99% of cases, Credo Bank turns out to be the ideal choice for foreigners.
Can an account be opened in other banks in Georgia?
Yes, but other banks in Georgia often come with additional restrictions, extra nuances, or more complex requirements. If you are interested in a specific bank, contact us and we will assess what is realistically possible in your case. For most standard situations, Credo Bank remains the simplest option.
Do I need to come in person to Georgia to open an account?
No, if you choose the remote account opening service, a personal visit is not required. The entire process takes place online. However, for some account types or at the client's request, we also offer personal assistance in Tbilisi.
What documents are needed to open an account in Georgia?
Just a foreign passport with a notarized translation, and a properly executed power of attorney for your representative — we provide ready-made wording that your notary can use directly. The bank may in some cases request proof of income, but even without it there are alternative ways to confirm it. Any other documents depend on your situation — we let you know in advance.
How long does remote account opening in Georgia take?
A typical timeline looks like this: 1-2 days for preparation, around 3 business days to open the account at Credo Bank, and 3-7 days for card delivery. In terms of timing, this is one of the faster options among banks in Georgia. For business accounts and company registration, the process can take a bit longer and we discuss that individually.
Does the new Georgian work permit law affect account opening?
New work permit requirements took effect in Georgia on March 1, 2026. Even if you are physically in Georgia, as long as you do not work with Georgian residents, this does not stand in the way of opening an account or running your business — everything remains accessible as before. If you work with Georgian residents, we recommend clarifying your status in advance. Official information: labourmigration.moh.gov.ge
Can I open an account in Georgia if I am not a resident?
Yes, accounts in Georgian banks are available to non-residents. This is one of the advantages of Georgia's banking system. You do not need a residence permit or citizenship of the country to open a personal or business account.
Are there hidden fees or additional costs?
Our prices on the website are fixed and already include all government fees and any unexpected costs that come up during processing — you won't pay extra for that. The only separate costs are shipping the power of attorney to us and delivering the finished document package back to you — this depends on your country and delivery method, and we quote it upfront during the consultation.
How is the bank card received?
After the account is opened, the bank issues a card in your name. The most popular option for our clients is courier delivery to your country — usually around 3-7 days. We help arrange the delivery and keep you informed of current timelines.
Contact us for a consultation
Choose a convenient way to contact us — we will respond as soon as possible and consult you for free
Telegram
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@georgiabankcom
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+995 550 50 10 16
Phone
Call during business hours
+995 550 50 10 16
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Submit a request to open an account in Georgia
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Remote account opening in Georgia through Credo Bank
Georgian legislation does not restrict foreign nationals from opening bank accounts: neither a residence permit nor proof of local income is a mandatory requirement. Georgia's banking system is regulated by the National Bank of Georgia and meets international standards. As a result, a non-resident can open a fully functional bank account here with SWIFT details.
Among Georgian banks, we primarily work with Credo Bank. Compared with many other banks in Georgia, Credo Bank is better suited to foreign clients: it typically does not require proof of local income and tends to handle verification for CIS clients more smoothly.
What a Credo Bank account gives you in practice
Credo Bank is a licensed commercial bank supervised by the NBG. Accounts are available in multiple currencies: Georgian lari (GEL), US dollars (USD), and euros (EUR). The bank works with Visa and supports SWIFT transfers. In practice, this gives you a full bank account for international payments, not just a digital wallet.
A Credo Bank account covers use cases that Wise or Revolut cannot: receiving SWIFT payments from foreign companies, working with payment systems and marketplaces that require a real bank account, and opening a business account for a Georgian legal entity or sole trader. The Visa card works in countries where Russian and Belarusian cards are currently not accepted.
The legal mechanism behind remote account opening
The legal basis for remote account opening is a notarized power of attorney for a representative in Georgia. You have it drawn up by a notary in your home country — the document authorizes the representative to act on your behalf when opening the account. This is standard international legal practice and in no way limits your rights as the account owner.
In most cases, a foreign passport is sufficient as the primary document. The bank conducts verification remotely. Proof of address, income statements, and other supporting documents are only requested in specific situations — we always notify you in advance and help prepare what is needed.
Who a Georgian bank account solves real problems for
Freelancers and IT professionals working with international clients use Credo Bank accounts to receive USD and EUR payments via SWIFT. Entrepreneurs who register as a sole trader in Georgia gain access to a preferential small business tax regime. Relocants often open accounts before moving so they have a working card from day one.
A Georgian bank account is not a replacement for Wise or Revolut — it complements them: it provides full bank status, a physical Visa card, and SWIFT credentials for international settlements. If you are considering opening an account, write to us and we will assess your situation for free.